body, p, div, h1, h2, h3, h4, h5, ol, ul, li, img, dl, dt, dd, pre, code
{
	padding: 0; margin: 0; border: 0;
}



body {
	font-family: tahoma;
	font-size:13px;
	text-align:center;
	background-color: #999999;
	background-image: url(../i_new/body_bg2.jpg);
	background-repeat: repeat-y;
	background-position: center top;
	margin-left:-.1px;
}

body#home {

	background-image: url(../i_new/body_bg.jpg);
	background-repeat: repeat-y;
	background-position: center top;

}

html, body {
height: 100%;
}

 .wrapper {
	min-height: 100%;
	height: auto !important;
	height: 100%;
	margin-top: 0px;
	margin-right: auto;
	margin-bottom: -46px;
	margin-left: auto;
	
 }



#container{
	margin-left:auto;
	margin-right:auto;
	width:960px;
	background-image: url(../i_new/hdr_image.cfm);
	background-repeat: no-repeat;
	background-position: center top;
	text-align: left;
	position:relative;

}



body#home #container{

	background-color: #211C21;
	background-repeat: no-repeat;
	background-position: center top;
}

#banner {
height:211px;
}

h1 {

text-indent:-5000px;
}


a#h1 {
position: absolute;
	visibility: visible;
	top: 37px;
	left: 16px;
	height: 147px;
	width: 402px;
	z-index:1;


}

h2 {
	font-size:22px;
	margin-bottom: 15px;
	color: #30667e;
	border-bottom-width: 1px;
	border-bottom-style: solid;
	border-bottom-color: #FBBE03;
	font-weight: normal;


}


a {
	color: #638DB5;

}

a:hover {
	color: #013668;

}


p {
font-size:13px;
line-height:20px;
margin-bottom:20px;
}

p.backtotop {
	padding-top: 10px;
	padding-bottom: 10px;
	text-align:right;
	font-size: 10px;
	background-image: url(../i_new/backtotop.gif);
	background-repeat: no-repeat;
	background-position: right center;
	padding-right: 19px;
	margin-top: 10px;
}

p.backtotop a {
	color: #999999;
	text-transform: uppercase;
	text-decoration: none;
	font-size: 10px;

}

p.backtotop a:hover {
	color: #013668;


}

/*----------------------------------------lists----------------------------------*/

#lower ul  {
	margin-left:10px;
	margin-top: 15px;
	margin-right: 0px;
	margin-bottom: 15px;
	font-size:13px;
}

#lower ul.top  {

	margin-top: 5px;

}

#lower ol  {
	margin-left:35px;
	margin-top: 15px;
	margin-bottom: 15px;
}

#lower ul li {
	line-height: 22px;
	background-position:left 9px;
	padding-left:11px;
	list-style-type: none;
	background-color: transparent;
	background-image: url(../i_new/bullet.gif);
	background-repeat: no-repeat;
	padding-top: 0px;
	padding-bottom: 0px;
	margin-top: 8px;
	margin-right: 0px;
	margin-bottom: 8px;
	margin-left: 0px;
}

#lower ol li {
	line-height: 18px;
	margin-top: 9px;
	margin-bottom: 9px;
	padding: 0px;
}

#lower ul li ul   {
	padding-bottom: 0px;
	margin-left: 10px;
	margin-bottom: 10px;
	margin-top: 0px;
	padding-top: 0px;


}


#lower ul li ul li  {
	padding-top: 0px;
	padding-bottom: 0px;
	line-height: 18px;
	background-image:url(../i_new/bullet_subnav.gif);
	padding-left:13px;
	background-repeat: no-repeat;
	height: auto;
	background-position: left 12px;

}

/*-------------------------------------------end lists------------------------------------*/


/*-------------------------------------------navigation------------------------------------*/

#nav {
	padding-left: 330px;
	margin: 0px;
	padding-top: 0px;
	padding-right: 0px;
	padding-bottom: 0px;
	height: 29px;

}


#nav ul {
	list-style-type: none;
	text-align: center;
	margin: 0px;
	padding: 0px;

}

#nav ul li  {
	display: inline;
	font-size: 15px;
	margin: 0px;
	padding: 0px;
}

#nav ul li a {
	color: #FFFFFF;
	text-decoration: none;
	padding-top: 5px;
	padding-bottom: 5px;
	padding-right: 12px;
	padding-left: 19px;
	margin: 0px;
	background-image: url(../i_new/navline.jpg);
	background-repeat: no-repeat;
	background-position: 0px 2px;
	line-height: 29px;
	height: 29px;
}

#nav ul li a:hover {
color: #F0B310;
}


#nav ul li.home a
{
	background-image: none;
}

/*-------------------------------------------navigation - top------------------------------------*/

#nav ul li.ce a, #nav ul li.cf a, #nav ul li.ms a
{
	font-weight: normal;
	visibility: visible;
	font-size: 12px;
	text-align: center;
	margin: 0px;
	padding: 0px;
	text-transform:none;
	line-height: 18px;
	color: #fff;
	height: 18px;
	text-decoration: none;
	display:block;
}


#nav ul li.ce a:hover, #nav ul li.cf a:hover, #nav ul li.ms a:hover, #nav ul li.ce a.current, #nav ul li.cf a.current, #nav ul li.ms a.current
{
	text-decoration: underline;

}


#nav ul li.ce
{
	position: absolute;
	top: 3px;
	right: 203px;


	

}

#nav ul li.ce a
{
	width: 105px;
	background-image: none;

}

#nav ul li.cf
{
	position: absolute;
	top: 3px;
	right: 158px;


}

#nav ul li.cf a
{
	width: 75px;
	background-image: url(../i_new/navline_top.jpg);
	background-repeat: no-repeat;

}


#nav ul li.ms
{
	position: absolute;
	top: 3px;
	right: 35px;

}

#nav ul li.ms a
{
	width: 125px;
	background-image: url(../i_new/navline_top2.jpg);
	background-repeat: no-repeat;

}



/*-------------------------------------------end navigation - top------------------------------------*/


#intro {
	height:138px;
}

#introleft {
	/*float:left;
	width: 447px;*/
	color: #FFFFFF;
	font-size: 13px;
	padding-top: 15px;
	padding-right: 20px;
	padding-bottom: 20px;
	padding-left: 35px;
}

#introleft p {
line-height:18px;
}



#lower {
	clear:both;
	width:960px;
	background-image: url(../i_new/bg_lower.gif);
	background-repeat: repeat-y;
	padding-top: 0px;
	padding-right: 0px;
	padding-bottom: 0px;
	padding-left: 0px;
	margin-top: 0px;
	margin-right: 0px;
	margin-bottom: 0px;
	margin-left: 0px;
}

#lowersubs {
	clear:both;
	width:960px;
	padding-top: 0px;
	padding-right: 0px;
	padding-bottom: 0px;
	padding-left: 0px;
	margin-top: 0px;
	margin-right: 0px;
	margin-bottom: 0px;
	margin-left: 0px;
	background-repeat: no-repeat;
	background-position: right top;
	background-image: url(../i_new/logobg.gif);
}


#feature1, #feature2, #feature3 {
	float:left;
	margin-top: 0px;
}


#feature1 {
	width: 288px;
	margin-left: 25px;

}

#news_div {
	background-image: url(../i_new/hdr_news.gif);
	background-repeat: no-repeat;
	background-position: top;
	width: 288px;
}


#spotlight {
	background-image: url(../i_new/spotlight.gif);
	background-repeat: no-repeat;
	background-position: top;
	width: 960px;
	height: 68px;
	padding-top: 12px;
	padding-bottom: 12px;
	background-color: white;
}

#spotlight_ttl {
line-height:40px;
font-size:19px;
font-weight:normal;
color:#FFFFFF;
float: left;
margin-left: 80px;
}

#spot_art {
font-size: 12px;
color: white;
font-weight: bold;
margin-left: 10px;
}

#spot_art a {
color: white;
}


#spot_art a:hover {
color: #ffc000;
}


#spotlight2 {
	background-image: url(../i_new/spotlight2.gif);
	background-repeat: no-repeat;
	background-position: top;
	width: 960px;
	height: 68px;
	padding-top: 19px;
	padding-bottom: 2px;
	background-color: white;
}

#spotlight_ttl2 {

font-size:19px;
font-weight:bold;
color:#1e4455;
margin-left: 40px;
vertical-align: text-top;
float: left;
width: 160px;
}

#spot_art1 a {
color: #31657B;
}

#spot_art1 a:hover {
color: #00346B;
}

#spot_art1 {
font-size: 12px;
color: white;
font-weight: bold;
margin-left: 10px;
width: 340px;
float: left;

}


#spot_art2 {
font-size: 12px;
color: white;
font-weight: bold;
margin-left: 10px;
width: 340px;
float: left;

}

#spot_art2 a {
color: #31657B;
}


#spot_art2 a:hover {
color: #00346B;
}



#news_div ul {
	width: 280px;
	background-image: url(../i_new/hdr_news_bot.gif);
	background-position: top;
	background-repeat: no-repeat;
	padding-top: 10px;
	padding-right: 20px;
	padding-bottom: 20px;
	padding-left: 20px;
	margin: 0px;

}


#feature2 {
	width: 288px;
	margin-left: 24px;
	margin-right: 6px;

}

#calc_div {
	background-image: url(../i_new/hdr_calc.gif);
	background-repeat: no-repeat;
	background-position: top;
	width: 288px;
}

#innercalc {
	background-image: url(../i_new/hdr_calc_bot.gif);
	background-repeat: no-repeat;
	width: 283px;
	padding-top: 8px;
}

#innercalc form#calculator input {
font-size:13px;
}

#feature3 {
	width: 297px;

}

#tips_div {
margin-top: 1px;
	background-image: url(../i_new/hdr_tips.gif);
	background-repeat: no-repeat;
	background-position: top;
	margin-left:9px;
	width: 297px;

}


#tips_div ol {
	width: 245px;
	background-image: url(../i_new/hdr_tips_bot.gif);
	background-position: top;
	background-repeat: no-repeat;
	padding-top: 10px;
	padding-right: 20px;
	padding-bottom: 20px;
	padding-left: 20px;
	margin-top: 0px;
	margin-right: 0px;
	margin-bottom: 0px;
	margin-left: 5px;

}

#tips_div  li {
margin-left: 30px;
}


#tips_div2 {
margin-top: 1px;
	background-image: url(../i_new/ms_03.gif);
	background-repeat: no-repeat;
	background-position: top;
	margin-left:9px;
	width: 297px;

}


#tips_div2 ol {
	width: 290px;
	background-image: url(../i_new/ms_05.gif);
	background-position: top;
	background-repeat: no-repeat;
	padding-top: 10px;
	padding-right: 20px;
	padding-bottom: 20px;
	padding-left: 20px;
	margin-top: 0px;
	margin-right: 0px;
	margin-bottom: 0px;
	margin-left: 2px;

}

#tips_div2  li {
margin-left: 30px;
list-style-type: circle;
}




#news_div h3, #calc_div h3, #tips_div h3, #tips_div2 h3 {
line-height:50px;
font-size:18px;
font-weight:normal;
color:#FFFFFF;


}




#news_div h3 {

padding-left:60px;

}

#calc_div h3{

padding-left:60px;

}


#tips_div h3, #tips_div2 h3 {

padding-left:70px;

}

#subnav {
	float:left;
	width:200px;
	margin-right: 15px;
	margin-top: 20px;
	font-size: 14px;
}

#subnav ul {
	list-style-type:none;

}

#subnav ul li {
	text-align: right;
	border-bottom-width: 1px;
	border-bottom-style: solid;
	border-bottom-color: #666666;
	margin-top: 0px;
	margin-right: 0px;
	margin-bottom: 1px;
	margin-left: 0px;
	padding: 0px;

}

#subnav ul li a {
	display: block;
	padding-top: 15px;
	padding-bottom: 15px;
	padding-right: 10px;
	color: #FFFFFF;
	text-decoration: none;
	padding-left: 20px;

}

#subnav ul li a:hover, #subnav ul li a.current {
	color: #f0b310;


}




#maincontent {
	float:left;
	width: 680px;
	padding: 30px;
background-image: url(../i_new/logobg.gif);
	background-repeat: no-repeat;
	background-position: right top;
}



#footer {
clear: both; 
background-color: #30667e;
color: #FFFFFF;
text-align: center;
height: 36px;
	margin-left:auto;
	margin-right:auto;
	width:960px;
	padding-top:10px;
}

.push {
height: 46px;
}

#footer p {
padding:0px;
margin:0px;
}

.tableborders td {
	padding: 5px;
	border-bottom: 1px solid #3A7F9B;
	padding-top: 9px;
	padding-bottom: 9px;

}